Insurance and Bond Requirements

The City of San Diego requires vendors to submit evidence of adequate insurance and bond coverage, regardless of the dollar amount of the project, prior to performance of work or services on City property.

Insurance Requirements

Types of insurance required, depending on the contract awarded, may include but are not limited to Commercial General Liability, Workers' Compensation, Automobile Liability, Garage Keepers, Crime, Product Liability, Pollution Liability and others. In general, Commercial General Liability, Workers' Compensation, and Automobile Liability are required in the amount of $1,000,000. Proof of insurance shall be submitted to the Purchasing Division within ten days of provisional award of a contract.

The insurance certificate must be prepared pursuant to the requirements listed. Failure to comply with these requirements in a timely manner may jeopardize the renewal and/or continuation of a contract.

1. The FULL name of the Company(ies) affording coverage must be named on the certificate of insurance. Insurance Company(ies) selected MUST be licensed in the State of California and rated "A" or better by the A.M. Best Key Rating Guide (www.ambest.com). A Service of Suit Clause must be furnished in the event a Company is a Surplus Lines Company.
   
   
2. The City of San Diego must be named as additional insured on Commercial General Liability and Automobile Liability coverage. (A specific City department shall not be named.)
   
   
3. The Workers' Compensation policy must contain a waiver of subrogation of rights against the City of San Diego.
   
   
4. The authorized Representative's original signature is required.
   
   
5. A notation of "All Operations" or the Bid/PO Number and Job Title must be included on the certificate (one per certificate). (Note: The "All Operations" endorsement covers all current and future operations with the City of San Diego. Minimum coverage must be in accordance with bid specifications.)
   
   
6. The cancellation clause MUST read as follows:
   
   Should any of the above-described policies be cancelled before the expiration date thereof, the issuing company will endeavor to mail 30 days written notice to the below named certificate holder, but failure to mail such notice shall impose no obligation or liability of any kind upon the company.
   
   NOTE: A TEN (10) DAY NOTICE OF NON-PAYMENT OF PREMIUMS IS NOT ACCEPTABLE IN LIEU OF ABOVE STRIKE OUT
   
   
7. Certificate holder information must read as follows:
   
   City of San Diego Purchasing Division
   1200 3rd Ave Ste 200
   San Diego, CA 92101-4195
   
   
   

ALL said insurance shall be maintained by the Contractor in full force and effect during the ENTIRE PERIOD OF PERFORMANCE. Renewal certificates must be received by the Insurance Coordinator at least ten (10) days prior to the expiration date in order to ensure continuation of contracts.

Renewal certificates may be sent by fax to (619) 533-3237 and original certificates should be sent by mail to at Purchasing's Mailing Address.

Bond Requirements

Types of bonds required, depending on the contract awarded, may include but are not limited to Faithful Performance Bond, Payment Bond, and Warranty Bond. All required bonds shall be submitted to Purchasing within ten (10) days of provisional award of a contract. Further, all bonds submitted to Purchasing shall be the original and notarized.