Health Insurance Fraud

The passage of the 2010 health insurance reform bill has provided scam artists and criminals with an opportunity to confuse and defraud the public by selling phony insurance policies. Scammers are now going door to door in some areas urging consumers to obtain coverage in a non-existent “limited-enrollment” period that they falsely state was made possible by the new legislation. They are also setting up toll-free phone numbers and using the Internet to sell phony policies and threaten people that they will go to jail unless they have health insurance. Consumers need to inform themselves about the new legislation and the availability of new options. They should also check whether the insurance company and the person selling the insurance are licenses, as suggested above in preventing predatory insurance sales practices. Also, any person selling door to door should be wearing a SDPD-issued photo-ID registration card. Solicitors without this card should be reported to the SDPD on its non-emergency number, (619) 531-2000 or (858) 484-3154.