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Risk Management

Cigna 2026

The City of San Diego offers two HMOs and one PPO plan through Cigna. The HMO plans include the Cigna HMO and the Cigna Scripps Select HMO. The difference between these two plans is their network. The Cigna HMO plan has a broader network whereas the Cigna Scripps Select HMO has a narrower network. The two HMO plans have the same coverage. The PPO plan is referred to as the Cigna Open Access Plan (OAP).

Contact Information

Phone

888-806-5042 (pre-enrollment)
800-244-6224 (members)


City of San Diego Partner Websitee


Group #

3341853


Account Login

Register or login at mycigna.com



Plan Summaries

 

Cigna Open Access Plan (OAP) PPO

Available to all employees


Premium Rates

Your City Flexible Benefit Plan (FBP) credits will offset all or a portion of the cost of the quoted premiums below. Premiums in excess of FBP credits, will be deducted from wages on a pre-tax basis, unless otherwise noted as a post-tax deduction below for domestic partners that are not a tax dependent.

Dependent Coverage Level

Semi-monthly Premium (24 pay periods)

Cigna Scripps Select HMO

Cigna HMO

Cigna Open Access Plan (OAP) PPO

Employee Only$374.05$754.47$830.63
Employee & Spouse/Domestic Partner$819.06$1,652.32$1,819.13
Employee & Domestic Partner (post-tax)*$819.06
($445.01 post-tax + $374.05 pre-tax)
$1,652.32
($897.85 post-tax + $754.47 pre-tax)
$1,819.13
($988.50 post-tax + $830.63 pre-tax)
Employee & Children$710.70$1,433.45$1,578.17
Family$1,137.13$2,293.53$2,525.08
Family (Domestic Partner post-tax)*$1,137.13
($426.43 post-tax + $710.70 pre-tax)
$2,293.53
($860.08 post-tax + $1,433.45 pre-tax)
$2,525.08
($946.91 post-tax + $1578.17 pre-tax)

*Domestic partners can only be enrolled on a pre-tax basis if they qualify as a tax dependent under IRS guidelines. To enroll your Domestic Partner on a pre-tax basis, submit a Tax Dependent Certification form.

Additional Resources