The Long-Term Disability Income Plan was established on September 4, 1981 for the purpose of providing income to eligible employees while disabled as a result of injury, illness, or pregnancy.
Long-Term Disability (LTD) is an income replacement plan which provides you with an income of 70% of your biweekly earnings. In order to qualify for LTD benefits, you must be medically certified as disabled from performing the duties of your regular occupation. After the first 12 months, LTD benefits are continued if you are medically certified as totally disabled from any gainful employment. Following the date of your disability, you must serve an elimination period of 30 calendar days. Benefits will begin on the 31st day following your date of disability and are paid biweekly.
To learn more about the different types of disabilities that may qualify for LTD benefits, please select the tiles below.
Information regarding Long-Term Disability following a non-work related injury or illness
Information regarding Long-Term Disability pertaining to pregnancy/birth of a child
Information regarding Long-Term Disability following a work-related injury or illness