Skip to main content

Risk Management

Sharp 2026

Available to MEA, DCAA, L127, L911, POA, and Unrepresented

The Sharp plans are offered to eligible City employees through The San Diego Public Employee Benefit Association (SDPEBA). The Sharp plans include three HMOs: Sharp Classic HMO, Sharp Select HMO, and Sharp Saver Deductible HMO. Each plans have different coverage and networks.

Contact Information

Phone

888-315-8027 (pre-enrollment)
888-840-4747 (members)


City of San Diego Partner Website


Group #

79136


Account Login

Register or login at sharphealthplan.com


Provider Search

http://www.sharphealthplan.com/findadoctor

  • For Sharp Classic, select the Value Network
  • For Sharp Select, select the Performance Network
  • For Sharp Saver Deductible, select the Premier Network

Plan Summaries

Premium Rates

Your City Flexible Benefit Plan (FBP) credits will offset all or a portion of the cost of the quoted premiums below. Premiums in excess of FBP credits, will be deducted from wages on a pre-tax basis, unless otherwise noted as a post-tax deduction below for domestic partners that are not a tax dependent.

Dependent Coverage Level

Semi-monthly Premium (24 pay periods)

Sharp Classic HMO

Sharp Select HMO

Sharp Saver Deductible HMO

Employee Only$430.22$280.36$248.45
Employee & Spouse/Domestic Partner$940.98$612.79$542.91
Employee & Domestic Partner (post-tax)*$940.98
($510.76 post-tax + $430.22 pre-tax)
$612.79
($332.43 post-tax + $280.36 pre-tax)
$542.91
($294.46 post-tax + $248.45 pre-tax)
Employee & Children$816.51$531.78$471.15
Family$1,305.81$850.24$753.24
Family (Domestic Partner post-tax)*$1,305.81
($489.30 post-tax + $816.51 pre-tax)
$850.24
($318.46 post-tax + $531.78 pre-tax)
$753.24
($282.09 post-tax + $471.15 pre-tax)

*Domestic partners can only be enrolled on a pre-tax basis if they qualify as a tax dependent under IRS guidelines. To enroll your Domestic Partner on a pre-tax basis, submit a Tax Dependent Certification form.

Additional Resources