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Bridge to Home Program

Filling Critical Gap Financing to Create Homes for All of Us

Jacaranda on 9th

Jacaranda on 9th

 

The Iris at San Ysidro

The Iris at San Ysidro

 

Serenade on 43rd

Serenade on 43rd

 

The Bridge to Home Program provides gap financing to help affordable housing projects move from concept to construction. Launched in 2021 by Mayor Todd Gloria, the program supports the development and preservation of affordable homes for San Diegans, including families, individuals, and people who are at risk of or currently experiencing homelessness.

Since launching, Bridge to Home has completed seven funding rounds and committed more than $120 million from local, state, and federal funding sources to support affordable housing development across the city.

As of January 2026, Bridge to Home has helped complete five affordable housing projects, creating 390 affordable homes, including 146 homes with supportive services. An additional 18 projects are under construction or have been approved to move forward. Once completed, these projects are expected to create 1,667 additional affordable homes, including 276 homes with supportive services.

Funding round materials, recommendation documents, and City Council approval records are organized below by round.

Bridge to Home Notice of Funding Availability (NOFA)

How the Funding Process Works

The Bridge to Home Program generally uses a two-step funding process:

  1. Request for Qualifications (RFQ): Developers must first qualify through the City’s affordable housing developer RFQ process or meet the qualification requirements for a specific funding round.
  2. Notice of Funding Availability (NOFA): When funding is available, the City releases a NOFA that identifies the amount of funding available, eligible uses, funding source requirements, application requirements, and submission deadlines.

Developers should review all RFQ and NOFA materials carefully before applying.

Developer Qualification Lists

Round Seven

The Round Seven Bridge to Home NOFA was released on February 2, 2026, and closed on April 6, 2026. Application materials, responses to developer questions, and related NOFA documents are available below for reference.

Round Seven made $16.5 million available to support affordable housing development, including:

  • Low and Moderate Income Housing Asset Funds (LMIHAF): $12 million
  • Permanent Local Housing Allocation (PLHA) funds: $4.5 million
  • Total available funding: $16.5 million

The following eligible uses were identified for Round Seven. Applicants were encouraged to review the full NOFA for detailed funding source requirements, eligibility criteria, and use restrictions.

ELIGIBLE USES

LMIHAF

PLHA

 New construction

X

X

 Acquisition 

X

 Rehabilitation 

X

 Demolition and site clearance (includes environmental work)

X

 

 Site Improvements

X

X

 Removal of lead-based paint or hazardous materials 

X

Developer Qualification Requirements

Development teams interested in applying were required to meet one of the following qualification requirements:

  1. Be on the City’s list of developers pre-qualified through the City’s RFQ process;
  2. Become qualified at least two weeks before the NOFA due date; or
  3. Be on the City’s list of small and emerging developers, or be eligible as a minority-owned, women-owned, or small and emerging local development firm, and partner with a pre-qualified developer.

RFQ qualification materials were due by 5 p.m. PDT on March 23, 2026. For more information about the developer qualification process, please see RFQ: Affordable Housing Developers.

Responses to Developer Questions 

NOFA and Attachments

Round Six

Bridge to Home NOFA Round Six was issued on July 28, 2025, with $15 million available to qualified development teams that passed the City’s rolling RFQ process. 

Four projects were recommended for funding at the December 10, 2025 Economic Development and Intergovernmental Relations Committee meeting. The recommended projects are located in Council Districts 3, 7, and 9 and are expected to create 528 affordable apartment homes.

Funding Recommendations

Council Approvals

Each recommended project will be presented to the City Council for consideration and approval of an Owner Participation Agreement (OPA) or Affordable Housing Loan Agreement. Approved project documents will be posted below as they become available.

Round Five

Bridge to Home NOFA Round Five was a streamlined funding round using CDBG funds for property acquisition. The invitation to respond was sent to developers that:

  • Had CDBG-eligible projects;
  • Had applied but were not funded in previous rounds; and
  • Could provide financial consultant analysis of updated budgets and financing plans.

Two projects were recommended for funding at the March 5, 2025 Economic Development and Intergovernmental Relations Committee meeting. The recommended projects are located in Council Districts 7 and 8 and are expected to create or rehabilitate 269 affordable apartment homes.

Funding Recommendations

Council Approvals

Each recommended project was presented to the City Council for consideration and approval of an Owner Participation Agreement (OPA) or Affordable Housing Loan Agreement. Approved project documents are available below.

Round Four

Bridge to Home NOFA Round Four was issued on July 11, 2024, with $20 million available to qualified development teams that passed the City’s rolling RFQ process.

Six projects were recommended for funding at the December 11, 2024 Economic Development and Intergovernmental Relations Committee meeting. The round prioritized Communities of Concern, high-resource areas, mobility, and capacity building. The recommended projects are located in Council Districts 4, 7, and 9 and are expected to create or rehabilitate 598 affordable apartment homes.

Funding Recommendations

Council Approvals

Each recommended project was presented to the City Council for consideration and approval of an Owner Participation Agreement (OPA) or Affordable Housing Loan Agreement. Approved project documents are available below.

Round Three

Round Three Bridge to Home NOFA was released on August 4, 2023, with approximately $20 million available from Low and Moderate Income Housing Asset Funds (LMIHAF), Permanent Local Allocation Funds (PLHA), HOME Investment Partnership Program (HOME), and Community Development Block Grant (CDBG) funds.

Applications were due by 5 p.m. PDT on Friday, October 6, 2023.

Funding Opportunity Materials

Questions and Presentations

Funding Recommendations

  • January 10, 2024 - EDIR Committee
  • May 22, 2024 - EDIR Committee

Council Approvals

Each recommended project was presented to the City Council for consideration and approval of an Owner Participation Agreement (OPA) or Affordable Housing Loan Agreement. Approved project documents are available below.

Round Two

Bridge to Home NOFA Round Two was issued on May 3, 2022, with $20 million available to qualified development teams that were not funded in Round One.

Three projects were recommended for funding at the September 7, 2022 Economic Development and Intergovernmental Relations Committee meeting. The round prioritized Communities of Concern, mobility, and capacity building. The recommended projects are located in Council Districts 4, 8, and 9 and are expected to create or rehabilitate 242 affordable apartment homes.

Funding Recommendations

Council Approvals

Each recommended project was presented to the City Council for consideration and approval of an Owner Participation Agreement (OPA) or Affordable Housing Loan Agreement. Approved project documents are available below.

Round One

The City issued the first Bridge to Home NOFA after receiving funding from redevelopment asset sale proceeds, SB2 Permanent Local Housing Allocation funds, and CDBG program income.

The NOFA was issued on May 7, 2021, to 15 development teams that were qualified through the RFQ process or were partnering with a qualified development team. Responses were due July 16, 2021. The City received 16 proposals totaling $89 million in funding requests.

Seven projects were recommended for funding at the November 17, 2021 Economic Development and Intergovernmental Relations Committee meeting. The round prioritized Communities of Concern, mobility, and capacity building. The recommended projects are located in Council Districts 3, 5, 8, and 9 and are expected to create or rehabilitate 662 affordable apartment homes.

Funding Opportunity Materials

Funding Recommendations

Council Approvals

Each recommended project was presented to the City Council for consideration and approval of an Owner Participation Agreement (OPA) or Affordable Housing Loan Agreement. Approved project documents are available below.

Bridge to Home References

Contact

For questions about the Bridge to Home Program or current funding opportunities, contact:

Christie Marcella
Deputy Director, Economic Development 

City of San Diego 

Email: cmarcella@sandiego.gov

For general Economic Development Department inquiries, call 619-236-6700.