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Bridge to Home Program

Filling Critical Gap Financing to Create Homes for All of Us

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Serenade on 43rd

Serenade on 43rd

 

The Bridge to Home Program was launched in 2021 by Mayor Todd Gloria as part of his effort to produce more affordable homes for all San Diegans. The program provides gap financing to qualified developers to make affordable housing projects a reality and create homes for families and individuals who can’t afford market-rate housing—including many at risk or currently experiencing homelessness.

The City has issued six rounds of funding totaling more than $120 million and the program’s success is already resulting in more affordable homes being available to San Diegans.

  • As of January 2026, five projects totaling 390 affordable homes have been completed, 146 of which include support services.
  • Eighteen projects are currently under construction or have been approved by City Council to move forward. These projects will deliver an additional 1,667 affordable homes, of which 276 will have supportive services.

The program blends a mix of funding sources including local, state and federal funds, to prioritize the delivery of quality affordable homes that will create lasting positive impact while strengthening neighborhoods throughout the city. 

Bridge to Home Notice of Funding Availability (NOFA)

Because of the great need for affordable housing, the Economic Development Department (EDD) created a two-pronged process that would expeditiously distribute funding to developers without a heavy administrative burden: a Request for Qualification (RFQ) and a Notice of Funding Availability (NOFA).

As funds become available, the City, through the EDD, releases NOFAs outlining the available funds and requirements for each funding source relative to each opportunity. 

Round Seven

Round Seven Bridge to Home NOFA was released on Feb. 2, 2026. The amount of funding available is $16.5 million total: $12 million in Low and Moderate Income Housing Asset Funds (LMIHAF) and $4.5 million in Permanent Local Housing Allocation (PLHA) funds.

There will be a pre-submittal meeting followed by an Emerging Developer Networking Session on Thursday, Feb. 26, 2026, at 4 p.m. at Cal Coast Credit Union Headquarters, located at 9201 Spectrum Center Blvd., San Diego, CA 92123. Please RSVP to Christie Marcella at cmarcella@sandiego.gov if you plan on attending. Please RSVP for the event no later than 5 p.m. PDT on Feb. 20, 2026, so we can plan attendance accordingly.

The following table summarizes the eligible uses for LMIHAF and PLHA funds available with this NOFA. Please review the entire NOFA in detail for more descriptions of funding source requirements and eligible uses. 

USES

LMIHAF

PLHA

 New Construction

X

X

 Acquisition 

X

 Rehabilitation 

X

 Demo/Site Clearance (includes Environmental)

X

 

 Site Improvements

X

X

 Removal of Lead-based Paint/hazardous materials 

X

Development teams that intend to apply must have completed one of the following:

  1. Be on the City’s list of developers that were pre-qualified through the City’s RFQ process and requirements; or
  2. Become qualified at least two weeks before the NOFA due date; or
  3. Be on the City’s list of emerging developers or be eligible as a minority-owned, women-owned or small and emerging local development firm and be partnering with a pre-qualified developer. 

Those wishing to submit RFQ qualifications for consideration must do so by March 23, 2026, at 5 p.m. PDT, and be deemed eligible. For more details on previous RFQ processes, please see - RFQ: Affordable Housing Developers.

Pre-Qualified Developer List  (Updated January 2026)

Small & Emerging Developer List  (Updated January 2026)

NOFA applications are due by 5 p.m. PDT on Monday, April 6, 2026.

NOFA and Attachments

Round Six

Bridge to Home Notice of Funding Availability (NOFA) Round Six for $15 million was issued on July 28, 2025, to all qualified development teams that passed the City’s rolling RFQ process. Four projects were recommended for Round Six of funding as detailed in the Dec. 10, 2025, Economic Development and Intergovernmental Council Committee. Recommended projects are in Council Districts 3, 7, and 9 and will create 528 affordable apartment homes

Each recommended project will be presented to the City Council for consideration and approval of an Affordable Housing Loan Agreement between February – June 2026. 

Round Five

Bridge to Home Notice of Funding Availability (NOFA) Round Five was a streamlined process that utilized CDBG funds only for property acquisition. The NOFA invitation to respond was sent to developers that met the following criteria:

  • Had CDBG-eligible projects
  • Had applied but not been funded in previous rounds
  • Were able to provide financial consultant analysis of updated budgets & financing plans

Two projects were recommended for Round Five of funding as detailed in the March 5, 2025 Economic Development and Intergovernmental Council Committee. Recommended projects are in Council Districts 7 and 8 and will create or rehab 269 affordable apartment homes.

Each recommended project was presented to the City Council for consideration and approval of an Owner Participation Agreement (OPA) or Affordable Housing Loan Agreement. Approved project documents can be found here:

Round Four

Bridge to Home Notice of Funding Availability (NOFA) Round Four for $20 million was issued on July 11, 2024, to all qualified development teams that passed the City’s rolling RFQ process. Six projects were recommended for Round Four of funding as detailed in the Dec. 11, 2024, Economic Development and Intergovernmental Council Committee. Communities of Concern, high resources areas, mobility, and capacity building were prioritized. Recommended projects are in Council Districts 4, 7 and 9 and will create or rehab 598 affordable apartment homes.

Each recommended project has been/will be presented to the City Council for consideration and approval of an Owner Participation Agreement (OPA) or Affordable Housing Loan Agreement. Approved project documents can be found here:

Round Three

Round Three Bridge to Home NOFA was released on Aug. 4, 2023. The funding available was approximately $20 million and comprised of Low and Moderate Income Housing Asset Funds (LMIHAF), Permanent Local Allocation Funds (PLHA), HOME Investment Partnership Program (HOME), and Community Development Block Grant (CDBG).

The applicant's development team must have passed the City's Aug. 4, 2023, RFQ Update or be on the attached 2023 RFQ Addendum list of developers that were pre-qualified through the Dec. 8, 2020, RFQ requirements - RFQ: Affordable Housing Developers.

NOFA applications were due by 5 p.m. (PDT) on Friday, Oct. 6, 2023.

NOFA and Attachments

Presentations

Round Two

Bridge to Home Notice of Funding Availability (NOFA) Round Two for $20 million was issued on May 3, 2022, to all qualified development teams not funded in Round One. Three projects were recommended for Round Two of funding as detailed in the Sept. 7, 2022, Economic Development and Intergovernmental Council Committee. Communities of Concern, mobility, and capacity building were prioritized. Recommended projects are in Council Districts 4, 8 and 9 and will create or rehab 242 affordable apartment homes.

Each recommended project was presented to the City Council for consideration and approval of an Owner Participation Agreement (OPA) or Affordable Housing Loan Agreement. Approved project documents can be found here:

Council Documents

Round One

The City was in a unique position to offer its first NOFA due to an influx of funding of sale proceeds from Redevelopment assets (LMIHAF), SB2 Permanent Local Housing Allocation (PLHA), and Community Development Block Grant (CDBG) program income.

The NOFA was issued on May 7, 2021, to 15 development teams deemed qualified through the RFQ process or those partnering with a qualified development team. 

NOFA and Attachments

NOFA responses were due by July 16, 2021, and the City received 16 proposals from qualified developers totaling $89 million in requests.

Seven projects were recommended for Round One funding, as detailed in the Nov. 17, 2021, Economic Development and Intergovernmental Council Committee. Communities of Concern, mobility, and capacity building were prioritized. The recommended projects are located in Council Districts 3, 5, 8 and 9 and will create or rehab 662 affordable apartment homes.

Each recommended project was presented to the City Council for consideration and approval of an Owner Participation Agreement (OPA) or Affordable Housing Loan Agreement. Approved project documents can be found here:

Council Documents

Bridge to Home References