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Risk Management

Flexible Benefits Plan 2026

The City of San Diego offers an IRS-qualified cafeteria-style benefits program to all eligible employees. Eligible employees may choose the flexible benefits they want or need from a package of programs. The programs include medical, vision and dental insurance, life insurance, and flexible spending accounts to pay for out-of-pocket health or childcare expenses.

Learn how a New Employee or Newly Benefits Eligible Employee can enroll in benefits.

Learn how to report a Qualifying Life Event to make benefit changes.

Access Contact Information for your City benefits.

Open Enrollment

Open Enrollment is October 23 – November 19, 2025, for coverage effective 1/1/2026.



Enroll and Make Changes
Between 10/23/25 – 11/19/25

  • From Citynet, select the SAP Portal button located under Quick links
  • Select the 2026 Open Enrollment tile
  • The application will walk you through the steps for reviewing, changing, and confirming your benefits enrollment.

Dependent Verification
Submit by 12/19/2025

If you are enrolling a new dependent to your health plan, you must submit dependent verification documents (birth certificate, marriage certificate, etc.) to benefits@sandiego.gov. If you fail to provide dependent verification by Dec. 19th, your dependents could be disenrolled.

Benefits by Bargaining Unit (Union)

View your benefits by selecting your bargaining unit below.

Non-Safety Groups

Safety Groups