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Flexible Benefits Plan Options for Fire Safety Members
Below are the Flexible Benefits Plan (FBP) credits and options that are available to Fire Safety members.
FBP Credits
The City provides dollars in the form of FBP Credits that you can apply towards your health (medical, dental, vision) or life insurance premiums, Flexible Spending Account or 401(k) savings contributions. Selecting to "Waive" results in a distribution of the FBP Credits as taxable payroll earnings.
| Coverage Type | Annual | Semi-monthly (24 pay periods)* | ||
|---|---|---|---|---|
| Full-time | 1/2 Time (40 hours) |
3/4 Time (60 hours) |
Full-time (80 hours) |
|
| Waive | $1,750.00 | $36.46 | $54.69 | $72.92 |
| Employee only | $9,830.00 | $204.79 | $307.19 | $409.58 |
| Employee & Spouse/Domestic Partner | $16,103.00 | $335.48 | $503.22 | $670.96 |
| Employee & Children | $13,453.00 | $280.27 | $420.41 | $560.54 |
| Employee & Spouse/Domestic Partner & Children | $18,097.00 | $377.02 | $565.53 | $754.04 |
Unclassified Fire Safety Members
| Coverage Type | Annual | Semi-monthly (24 pay periods)* | ||
|---|---|---|---|---|
| Full-time | 1/2 Time (40 hours) |
3/4 Time (60 hours) |
Full-time (80 hours) |
|
| Waive | $9,977.00 | $207.86 | $311.78 | $415.71 |
| Employee only | $13,178.00 | $274.54 | $411.81 | $549.08 |
| Employee & Spouse/Domestic Partner | $16,176.00 | $337.00 | $505.50 | $674.00 |
| Employee & Children | $15,603.00 | $325.07 | $487.60 | $650.13 |
| Employee & Spouse/Domestic Partner & Children | $17,771.00 | $370.23 | $555.35 | $740.46 |
FBP Options
Select a plan below to view detailed provider information including premiums and benefit summaries.
Medical Plans
| Coverage Type | Annual | Monthly | Semi-monthly (24 pay periods)* |
||
|---|---|---|---|---|---|
| Post-tax | Pre-tax | ||||
| Employee only | $0 | $0 | $0 | $0 | |
Kaiser Permanente (2 HMO plans)
Kaiser Permanente Traditional (HMO) Information
Kaiser Permanente Traditional HMO Plan Summary of Benefits and Coverage- Kaiser Permanente Traditional HMO Plan Disclosure Form
- Kaiser Permanente Chiropractic Benefits
Kaiser Permanente Traditional (HMO) Premiums
| Coverage Type | Annual | Monthly | Semi-monthly (24 pay periods)* |
||
|---|---|---|---|---|---|
| Post-tax | Pre-tax | ||||
| Employee only | $5,895 | $491.25 | $0.00 | $245.63 | |
| Employee & Spouse | $12,910 | $1,075.85 | $0.00 | $537.93 | |
| Employee & Domestic Partner (non-dependent) | $12,910 | $1,075.85 | $292.30 | $245.63 | |
| Employee & Children | $11,201 | $933.38 | $0.00 | $466.69 | |
| Employee & Spouse & Children | $17,921 | $1,493.41 | $0.00 | $746.71 | |
| Employee & Domestic Partner & Children (non-dependent) | $17,921 | $1,493.41 | $280.02 | $466.69 | |
* Variances Due to Rounding
Kaiser Permanente Deductible (HMO) Information
- Kaiser Permanente Deductible HMO Plan Summary of Benefits and Coverage
- Kaiser Permanente Deductible HMO Plan Disclosure Form
Kaiser Permanente Deductible (HMO) Premiums
| Coverage Type | Annual | Monthly | Semi-monthly (24 pay periods)* |
||
|---|---|---|---|---|---|
| Post-tax | Pre-tax | ||||
| Employee only | $4,535 | $377.89 | $0.00 | $188.95 | |
| Employee & Spouse | $9,931 | $827.58 | $0.00 | $413.79 | |
| Employee & Domestic Partner (non-dependent) | $9,931 | $827.58 | $224.84 | $188.95 | |
| Employee & Children | $8,616 | $718.00 | $0.00 | $359.00 | |
| Employee & Spouse & Children | $13,785 | $1,148.79 | $0.00 | $574.40 | |
| Employee & Domestic Partner & Children (non-dependent) | $13,785 | $1,148.79 | $215.40 | $359.00 | |
* Variances Due to Rounding
Cigna (1 PPO plan, 1 HMO plan for Unclassified only)
Cigna OAP (PPO) Information
- Cigna OAP (PPO) Summary of Benefits
- Cigna OAP (PPO) Summary of Benefits (Additional Information)
- Cigna Summary of Vision Exam-Only Plan
- Cigna Contact Info
Cigna OAP (PPO) Premiums
| Coverage Type | Annual | Monthly | Semi-monthly (24 pay periods)* |
||
|---|---|---|---|---|---|
| Post-tax | Pre-tax | ||||
| Employee only | $13,382 | $1,115.18 | $0.00 | $557.59 | |
| Employee & Spouse | $29,307 | $2,442.25 | $0.00 | $1,221.13 | |
| Employee & Domestic Partner (non-dependent) | $29,307 | $2,442.25 | $663.54 | $557.59 | |
| Employee & Children | $25,426 | $2,118.85 | $0.00 | $1,059.43 | |
| Employee & Spouse & Children | $40,682 | $3,390.16 | $0.00 | $1,695.08 | |
| Employee & Domestic Partner & Children (non-dependent) | $40,682 | $3,390.16 | $635.65 | $1,059.43 | |
* Variances Due to Rounding
Cigna (HMO) is provided as an option to Unclassified Fire Safety members only.
Cigna (HMO) Information
- Cigna HMO Summary of Benefits
- Cigna HMO Summary of Benefits (Additional Information)
- Cigna Summary of Vision Exam-Only Plan
- Cigna Contact Info
Cigna (HMO) Premiums
| Coverage Type | Annual | Monthly | Semi-monthly (24 pay periods)* |
||
|---|---|---|---|---|---|
| Post-tax | Pre-tax | ||||
| Employee only | $13,273 | $1,106.05 | $0.00 | $553.02 | |
| Employee & Spouse/Domestic Partner | $29,067 | $2,422.26 | $0.00 | $1,211.13 | |
| Employee & Domestic Partner (post-tax)** | $29,067 | $2,422.26 | $658.10 | $553.02 | |
| Employee & Children | $25,218 | $2,101.48 | $0.00 | $1,050.74 | |
| Family | $40,349 | $3,362.38 | $0.00 | $1,681.19 | |
| Family (Domestic Partner post-tax)** | $40,349 | $3,362.38 | $630.45 | $1,050.74 | |
* Variances Due to Rounding
**Domestic partners can only be enrolled on a pre-tax basis if they qualify as a tax dependent under IRS guidelines. To enroll your Domestic Partner on a pre-tax basis, submit a Tax Dependent Certification form which can be found on the Flexible Benefits website.
Cigna Additional Information
- Cigna New ID Card
- Cigna One Guide
- Cigna Pharmacy Home Delivery Express Scripts
- Cigna Find A Provider
- Scripps HealthExpress Walk-in Locations
- Cigna Virtual Care: Know Before You Go
- Cigna Virtual Care: When Leaving the House is Easier Said Than Done
- Cigna Behavioral Health Provider Nomination Form
- Cigna Active & Fit Direct Program Q&A
- Healthy Rewards Active & Fit Direct Web Navigation Customer Flyer
- Cigna Behavioral Telehealth
- Cigna Healthy Choices Deserve Healthy Discounts
- Cigna Transition of Care
Anthem Blue Cross (1 HMO plan)
Anthem Blue Cross (HMO) Information
Anthem Blue Cross (HMO) Premiums
| Coverage Type | Annual | Monthly | Semi-monthly (24 pay periods)* |
||
|---|---|---|---|---|---|
| Post-tax | Pre-tax | ||||
| Employee only | $8,135 | $677.93 | $0.00 | $338.97 | |
| Employee & Spouse | $18,990 | $1,582.52 | $0.00 | $791.26 | |
| Employee & Domestic Partner (non-dependent) | $18,990 | $1,582.52 | $452.29 | $338.97 | |
| Employee & Children | $15,590 | $1,299.18 | $0.00 | $649.59 | |
| Employee & Spouse & Children | $26,629 | $2,219.08 | $0.00 | $1,109.54 | |
| Employee & Domestic Partner & Children (non-dependent) | $26,629 | $2,219.08 | $459.95 | $649.59 | |
* Variances Due to Rounding
Dental Plans (Optional)
Concordia (1 DHMO plan, 1 DPO plan)
Delta Dental (DHMO) Information
Delta Dental (DHMO) Premiums
| Coverage Type | Annual | Monthly | Semi-monthly (24 pay periods)* |
||
|---|---|---|---|---|---|
| Post-tax | Pre-tax | ||||
| Employee only | $140.52 | $11.71 | $0.00 | $5.86 | |
| Employee & Spouse/Domestic Partner | $280.68 | $23.39 | $0.00 | $11.70 | |
| Employee & Domestic Partner (post-tax)** | $280.68 | $23.39 | $5.84 | $5.86 | |
| Employee & Children | $245.64 | $20.47 | $0.00 | $10.24 | |
| Family | $435.24 | $36.27 | $0.00 | $18.14 | |
| Family (Domestic Partner post-tax)** | $435.24 | $36.27 | $7.90 | $10.24 | |
* Variances Due to Rounding
**Domestic partners can only be enrolled on a pre-tax basis if they qualify as a tax dependent under IRS guidelines. To enroll your Domestic Partner on a pre-tax basis, submit a Tax Dependent Certification form which can be found on the Flexible Benefits website.
Delta Dental (DPO) Information
Delta Dental (DPO) Premiums
| Coverage Type | Annual | Monthly | Semi-monthly (24 pay periods)* |
||
|---|---|---|---|---|---|
| Post-tax | Pre-tax | ||||
| Employee only | $490.32 | $40.86 | $0.00 | $20.43 | |
| Employee & Spouse/Domestic Partner | $979.68 | $81.64 | $0.00 | $40.82 | |
| Employee & Domestic Partner (post-tax)** | $979.68 | $81.64 | $20.39 | $20.43 | |
| Employee & Children | $955.44 | $79.62 | $0.00 | $39.81 | |
| Family | $1,513.92 | $126.16 | $0.00 | $63.08 | |
| Family (Domestic Partner post-tax)** | $1,513.92 | $126.16 | $23.27 | $39.81 | |
* Variances Due to Rounding
**Domestic partners can only be enrolled on a pre-tax basis if they qualify as a tax dependent under IRS guidelines. To enroll your Domestic Partner on a pre-tax basis, submit a Tax Dependent Certification form which can be found on the Flexible Benefits website.
Vision Plans (Optional)
City VSP Information
- City VSP Benefits Summary
- City VSP Member Benefits Video
- TruHearing Member Extras
- Exclusive Member Extras
- $20 Featured Frame Brands Coupon
City VSP Premiums
| Coverage Type | Annual | Monthly | Semi-monthly (24 pay periods)* |
||
|---|---|---|---|---|---|
| Post-tax | Pre-tax | ||||
| Employee only | $56 | $4.70 | $0.00 | $2.35 | |
| Employee & Spouse/Domestic Partner | $113 | $9.40 | $0.00 | $4.70 | |
| Employee & Domestic Partner (post-tax)** | $113 | $9.40 | $2.35 | $2.35 | |
| Employee & Children | $121 | $10.05 | $0.00 | $5.03 | |
| Family | $193 | $16.08 | $0.00 | $8.04 | |
| Family (Domestic Partner post-tax)** | $193 | $16.08 | $3.02 | $5.03 | |
* Variances Due to Rounding
**Domestic partners can only be enrolled on a pre-tax basis if they qualify as a tax dependent under IRS guidelines. To enroll your Domestic Partner on a pre-tax basis, submit a Tax Dependent Certification form which can be found on the Flexible Benefits website.
Life Insurance Plans
City of San Diego Basic Life Accidental Death & Dismemberment Insurance Benefit Highlights (Class 2)
Basic life insurance coverage of $50,000 is provided at no cost to Fire Safety members.
Additional Life Insurance (Portable Term)
Voluntary Group Term Life Insurance Benefit Highlights
Please refer to Page 18 of the Benefits Information and Costs Package for more information on Portable Term Life Insurance.