The Public Liability and Loss Recovery Divisions administer a self-insured program for public liability (tort) risks. The division supports the following:

• Investigation and settlement of all claims arising from the City's operation as a municipality;
• Services to citizens and special event promoters to ensure the public's interests are protected with appropriate insurance;
• Selection and purchase of all risk and excess liability insurance; and
• Investigation and recovery of damages to City assets caused by individuals and corporate entities.

Examples of the types of claims that can be filed against the City include but are not limited to automobile accidents involving a City vehicle, water main breaks and flooding, sewer main back-ups and flooding, tow away, and trip and falls.